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Why Life Insurance?
"It’s better to be prepared for a unwanted surprise, than surprised and unprepared."
(Da'Key Keymotep)
The best time to get life insurance is when you are younger. Younger clients tend to be healthier, so not only will they get the best prices, they are more likely to qualify for the majority of insurance products. The price of life insurance is calculated by taking into account age, health and life style. Waiting until you get older is probably not the best of ideas. Now if you don't have life insurance, you should get it no matter what age you are if you can still qualify, but the younger you are, the more options you're likely to have.
If you're starting a new family, taking on a debt, if you have a spouse or children, you need a life insurance. Even if you have no responsibilities, but you don’t want to leave your final expenses on your love ones, you need life insurance. Your children should be insured when they are born; even though we would hate to think about anything happening to our children, grieving and figuring out how to handle the financial obligations that comes along with funerals are not the best solutions.
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