Should I look for quotes when i am shopping for life insurance? Of course you want a price that is affordable, but your focus should be on what product is suitable for your family. You could get a good price but still have the wrong product, because even though life insurance products have similarities, a lot of the products still have many different components. You have riders that are available in some products which differ from other policies. You have Term Life, Term with a return of premium, Whole Life, Financial Expense Whole Life and Universal Life. Companies do not have the same underwriting guidelines, so one company might deny you while another company won’t. Some companies after you have been denied by another company will also deny you and others only focus on their underwriting. There are so many different companies and products. You need someone to guide you through this Life Insurance cobweb!
Da’Key Keymotep